Vishu festival of Kerala

When we say or think of Kerala then the world of cultural tradition or custom comes to our mind. Kerala is ready to welcome its one of the important festival Vishu. Vishu festival is celebrated as harvest festival or new year of Kerala. It signifies the transition of the sun to the Medam Rashi (Aries first solar month). Sun transits this sign mostly from March 21 to April 20 each year.

Vishu festival

Vishu signifies the transition of the sun and the festival is new year of Kerala. It is believed that the first thing which you see on Vishu is what your whole year will be. People organize Vishu Kani, a displays of fruit and vegetables with gold coins so that the whole year be filled with happiness and prosperity in the family. This year it will be celebrated on Sunday April 15,2018.

Vishu is incomplete without Vishu Konna or Kanikkonna. It is a flower, Amaltas or Cassia fistula (botanical name) known as the golden rain tree. It is one of the favorite flowers of Lord Krishna. On the day of Vishu, lord vishnu or Sri Krishna (form of Vishnu) is worshipped. On this day eldest member in a family give coins as Vishukkaineettam. In after noon all get together to have lunch feast called vishu sadya.

The elderly person in the house lights up the lamp at dawn and blindfolds each member to open their eyes to see the lamp first.

  • Vishu Konna or Kanikkonna: Amaltas or Cassia fistula (botanical name) known as the golden rain tree.
  • Vishu Kani: Means “which is seen first on Vishu”
  • Vishukkaineettam: Distribution of wealth
  • Vishu sadya: Feast Lunch

Vishu 2018: Significance, Important Traditions and History of the Malayalam New Year

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Karnataka election 2018- How to cast your vote?

Karnataka election 2018 date is announced for May 12, 2018 in all 224 constituencies of the Karnataka Legislative Assembly. The counting of votes and result announcement will take place on 15 May 2018. To cast your vote it is essential that voters follow the steps enlisted by the Election Commission of India.

Eligible citizens

To cast your vote, you must be eligible citizens like 18 years or above and a resident of the state that is going to polls. Persons
who are of unsound mind or disqualified due to ‘Corrupt Practices’ or offences relating to elections are not entitled to be registered in the electoral rolls.

What is a Electoral roll?

It is an official list of the people who are entitled to vote in an election. To cast your vote in an election, your name must be in the voters list. For every constituency, there is a list of voters. The electoral rolls are prepared Assembly Constituency wise. To cast your vote, the first and foremost requirement is that your name should be in the electoral roll. Therefore, it is your duty to find out whether your name has been registered and included in the Electoral roll. If you are not registered then you can file claim in Form No. 6 for inclusion of your
name in the electoral roll.

  • Form-6(Inclusion): for inclusion of his name in the roll
  • Form-6A(Inclusion-Overseas): Inclusion of Name in Electoral Roll by an Overseas Elector
  • Form-7(Deletion): for deletion of his or any other person’s name
  • Form-8(Modification): for change of address if new address in same polling area
  • Form-8A (Transposition): for change of address if new address in another polling area

How can I enrol for Karnataka election 2018

To enrol your name in electoral roll, you need to register yourself. You can register online for adding your name in voters list.

Creating the account

  • Visit the website voterreg.kar.nic.in
  • Click Register
  • Create an Account
  • After creating your account your password will be communicated via e-mail and SMS.

Log in

  • Visit the website voterreg.kar.nic.in
  • Log in with your Userid (Userid will be your e-mail) and password to submit your applications.
  • Be sure to print the acknowledgement that you receive upon submission.
  • Submit the print out to your nearest Election Registration Office.
  • To view Electoral Registration Officer(ERO) Details in Bangalore
    http://www.ceokarnataka.kar.nic.in/ERODEtails/BANGALORE.pdf

Karnataka election 2018

  • Last date for Enrolling your name for Karnataka election 2018 is April 14, 2018
  • Election Date on May 12, 2018 (Saturday)

Reference

https://www.thenewsminute.com/article/want-vote-karnataka-assembly-elections-here-s-what-you-need-know-78689
http://eci.nic.in/eci_main/ECI_voters_guideline_2006.pdf
http://www.voterreg.kar.nic.in/Forms/Form%206%20Procedure.pdf
http://www.india.com/news/india/how-to-cast-your-vote-all-you-need-to-know-about-necessary-documents-and-other-requirements-1808261/
https://www.karnataka.com/govt/how-to-apply-for-voter-id-card-in-karnataka/

Minchina Nondani voter enrolment drive for Karnataka election 2018

“Minchina Nondani” means Lightning registration or quick registration is the mantra for Karnataka election 2018. The ‘Minchina Nondani’ (special voter enrolment drive) is a special drive initiated across the State by the Chief Electoral Officer, Karnataka. Minchina Nondani held in on April 8 Sunday and the response was good.

Karnataka election 2018

The Election Commission of India has taken several measures to make the poll process smooth and for the convenience of the voters. Among the steps are to set up voter service centres near the booths on behalf of the Commission to make the election process smooth, effective and transparent. At these service centres, voters can clear their doubts on the election and the voting process. Last day for enrolment is April 14, 2018. Those who enrol after April 14 won’t be able to vote for this election which will be held on May 12, 2018.

New voters who have turned 18 and above as on 1.1.2018 had to carry their birth certificate and any one of the documents — Aadhaar card, passport, ration card, electricity bill, house rent agreement, bank pass book or driving licence — to prove their place of residence. They had to carry two passport size photographs to be handed over to officials. NRIs had to carry a separate set of documents and fill special forms.

Before April 14, 2018:

  • Visit the polling booth near your house to check if your name is in the voter list.
  • If your name is missing in your polling booth may be your polling booth has changed. Confirm the polling booth and even if your name is missing, enrol in the Special Enrolment Drive.
  • Visit the polling booth with two passport size photos, ID and address proof.
  • Last day for enrolment is April 14, 2018.
  • You can Register for enrolment by online.

Reference

https://starofmysore.com/voter-enrolment-drive/
https://www.thenewsminute.com/article/karnataka-polls-women-here-s-what-you-need-do-register-voters-78961

SBI launches realty portal-SBI Realty

India’s largest commercial bank State Bank of India (SBI) launched its dedicated portal ‘SBI Realty’ that provides an opportunity to its customer to purchase a plot for construction of a dwelling unit. The customer can also avail another Home Loan for construction of house on plot financed under SBI Realty.

The SBI Realty website has been developed by SBICAP Securities in association with PropEquity in terms of data support, project information, etc.

SBICAP Securities Limited through its division SBI Realty Solutions provides a unified platform for exchange of information & facts for buyers, builders & sellers. “State Bank of India has taken another step towards customers’ convenience by launching ‘SBI Realty’ – a one stop integrated website www.sbirealty.in for home buyers,” the bank said in a statement.

Source: http://economictimes.indiatimes.com/industry/banking/finance/banking/buying-a-house-has-never-been-so-easy-sbi-launches-realty-app/all-for-you/slideshow/59650510.cms

GST in India from 1 July

The official launch of Goods and Services Tax (GST) will be on June 30th midnight. The GST will reduce tax burden on goods by replacing the indirect taxes like VAT, Service tax, Excise etc levied by the central and state governments. GST seeks to bundle state and central levies into one and create a seamless national market throughout the country.

The GST Council (GSTC), the apex decision body for the new tax, also approved the creation of an anti-profiteering authority that will exist for two years. According to the source, the norms for filing returns have been relaxed for the first two months until September 2017. This will help Small business and traders who may not be ready for migration to GST.

The idea of moving towards the GST was first mooted by the then Union Finance Minister in his Budget for 2007-08. There would be four tax rates namely 5%, 12%, 18% and 28%. The Council has asked the Committee of officers to fit various goods and services in these four slabs keeping in view the present incidence of tax. GST would be applicable on “supply” of goods or services as against the present concept of tax on the manufacture of goods or on sale of goods or on provision of services.

According to the source, the GST returns would be applicable for business where turnover is more than Rs 20 lakh. Hence the small business and traders with turnover less than Rs 20 lakh will not have to file any return. Under GST, you need not give any details of invoices but disclose the total turnover.

A mega rehearsal has been planned tomorrow in the Central Hall of Parliament ahead of the historic GST launch on the midnight of 30 June. Tomorrow’s rehearsal has been organized to ensure that everything is well-organized and there is smooth conduct of the launch event, the sources said. The final event is likely to start at 11 PM on 30 June and will be on till half past midnight the sources said.

  • Businesses having a turnover of more than Rs 20 Lakhs have to get registered mandatorily under GST.
  • The norms for filing returns have been relaxed for the first two months until September 2017.
  • There would be four tax rates namely 5%, 12%, 18% and 28%.
  • Under GST, you need not give any details of invoices but disclose only the total turnover.
  • GST allow sellers to claim the tax already paid, so that the final liability on the end consumer is decreased.
  • From the consumer point of view, the biggest advantage would be in terms of a reduction in the overall tax burden on goods.

Reference:
http://www.cbec.gov.in/resources//htdocs-cbec/gst/gst-concept-status-ason05Apr2017.pdf
http://economictimes.indiatimes.com/news/economy/policy/guide-to-filing-gst-returns-revenue-secretary-hasmukh-adhia-makes-it-easy-for-you/articleshow/59337150.cms
http://economictimes.indiatimes.com/small-biz/policy-trends/gst-council-gives-relaxation-of-2-months-for-filing-of-gst-returns/articleshow/59213188.cms
http://www.firstpost.com/business/gst-from-1-july-govt-to-rehearse-launch-ceremony-in-parliament-tomorrow-3751263.html
https://cleartax.in/s/gst-law-goods-and-services-tax

Home loans to get cheaper

Home loans for affordable housing to get cheaper as SBI, HDFC, ICICI Bank and Axis Bank slash rates. Axis Bank on Thursday announced 30 basis points (bps) reduction in its home loan interest rates to promote affordable housing finance. The revised rates will be available with effect from May 16.

Private sector lender ICICI Bank on May 15 reduced its interest rates by up to 30 bps for home loans of up to Rs 30 lakh. HDFC reduced its rates for women borrowers to 8.35 per cent and others to 8.40 per cent for home loans of up to Rs 30 lakh.

State Bank of India (SBI) had announced a reduction in the home loan rates by 25 bps from 8.60 per cent to 8.35 per cent per annum. SBI, was the first to reduce interest rates on home loans earlier this month, followed by ICICI and HDFC.

Source:
http://www.hindustantimes.com/business-news/after-sbi-hdfc-icici-bank-cut-home-loan-rates/story-41nKZpomc7PPzDa5qCMGNO.html
http://www.business-standard.com/article/economy-policy/home-loans-to-get-cheaper-sbi-hdfc-icici-bank-axis-bank-slash-rates-117051900203_1.html

Indian women’s cricket team sets world record

The Indian women’s cricket team partnership score is the first 300 plus stand in Women’s ODIs. The base for this record score was setup by openers Deepti Sharma and Punam Raut who combined for a women’s world record of 320-run stand for the opening wicket with Sharma scoring 188 and Raut scoring 109.

Indian women’s cricket team posted their highest ever team total, surpassing their previous best of 298 for two against West Indies women made in 2004. India scored 358 for three in match eight of the Women’s Quadrangular series at Senwes Park, Potchefstroom against Ireland women.

Sharma’s score of 188, that came in 160 deliveries with the help of 27 fours and two sixes, is now the highest individual score by an Indian women’s cricketer. India’s previous highest individual score was 138 not out made by Jaya Sharma against Pakistan women at Karachi in 2005.

India women went on to beat Ireland women by 249 – the six largest victory (runs) in Women’s ODIs – bundling out their opposition for 109 runs.

Read more at: http://timesofindia.indiatimes.com/sports/cricket/news/womens-cricket-india-openers-put-on-a-world-record-320-run-stand/articleshow/58684729.cms